In case you missed it! Through the SBA 504 Loan Program, MCDC is now offering 25-year debentures. Now, don’t worry, we still offer the 10 and 20-year debentures for the SBA 504 Loan Program. This longer-term offering will decrease monthly payments for the small business borrower and will provide more flexibility for the borrower, so they can easily manage their capital. In fact, the SBA has long sought a longer maturity option as a way to further meet the needs of its small business borrowers. And, of course, whatever loan term you need there’s the security of knowing that your monthly payment will never go up because the interest rate will never change.