You bring the Passion Dream Heart & we help fund it

At Michigan Certified Development Corporation, our Team is committed to building the economic base in Michigan. We work tirelessly at making dreams come true, one small business at a time!

Start Your Story!

MCDC Helps Rebuild
Group's Vision

The 10,000 square-foot building on historic Grand Boulevard

Vision was never an issue for Gershonowicz. The problem was financing. Executing his vision would require a significant infusion of capital.

How It Works


Tell Us About Your Plans

Answer a few questions about your business in as little as five minutes.


We Match You with Lenders

Receive an email with contact information of lenders who express interest in your loan.


You Talk with Lenders

Decide which lender best suits your needs by comparing rates, terms, fees, and more.


You Apply for a Loan

Submit loan applications! You're well on your way to securing a business loan!

MCDC Programs

SBA 504 Loan

Typically used for business expansion, the SBA 504 loan offers long-term, fixed-rate financing for the acquisition of fixed assets, such as real estate and equipment. To finance the loan, MCDC partners with a commercial lender to provide a second lien for up to 40 percent of the total project. The commercial lender funds 50 percent or more of the project and the small business pays at least 10 percent in the form of a down payment.

  • 504 loans are capped at $5 million, however total projects range from $250,000 to over $20 million.

SBA 7(a) Loan

Granted by a business lender and partially guaranteed by the federal government, SBA 7(a) loans are a great fit for business acquisitions. They require little or no down payment and offer tremendous flexibility. As long as the use of the funds relates to the business, the loan can be used for just about anything.

  • SBA 7(a) loans are capped at $5 million and will be administered by MCDC throughout the term of the loan.

Over the last 5 years at MCDC:

Job Impact


SBA Amount


Projects Financed


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The MCDC Impact

MCDC has been a leader in SBA lending in the great state of Michigan since 1982. Since 2014, we have financed almost $900 million projects, we have partnered with many different companies and are available in every county in Michigan. Check out our impact map to see where we have helped business owners with their stories.

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Our Lenders

Michigan Certified Development Corporation (MCDC) is the leading provider of SBA 504 loans in the state of Michigan. With projects in over 90% of Michigan counties and offices throughout the state of Michigan it is easy to see why more bankers and business owners choose the MCDC to assist them in expanding their business.

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