You bring the Passion Dream Heart & we help fund it
At Michigan Certified Development Corporation, our Team is committed to building the economic base in Michigan. We work tirelessly at making dreams come true, one small business at a time!

MCDC Helps Rebuild
Group's Vision
The 10,000 square-foot building on historic Grand Boulevard
Vision was never an issue for Gershonowicz. The problem was financing. Executing his vision would require a significant infusion of capital.
How It Works
Tell Us About Your Plans
Answer a few questions about your business in as little as five minutes.
We Match You with Lenders
Receive an email with contact information of lenders who express interest in your loan.
You Talk with Lenders
Decide which lender best suits your needs by comparing rates, terms, fees, and more.
You Apply for a Loan
Submit loan applications! You're well on your way to securing a business loan!
MCDC Programs
SBA 504 Loan
Typically used for business expansion, the SBA 504 loan offers long-term, fixed-rate financing for the acquisition of fixed assets, such as real estate and equipment. To finance the loan, MCDC partners with a commercial lender to provide a second lien for up to 40 percent of the total project. The commercial lender funds 50 percent or more of the project and the small business pays at least 10 percent in the form of a down payment.
- 504 loans are capped at $5 million, however total projects range from $250,000 to over $20 million.
SBA 7(a) Loan
Granted by a business lender and partially guaranteed by the federal government, SBA 7(a) loans are a great fit for business acquisitions. They require little or no down payment and offer tremendous flexibility. As long as the use of the funds relates to the business, the loan can be used for just about anything.
- SBA 7(a) loans are capped at $5 million and will be administered by MCDC throughout the term of the loan.
Over the last 5 years at MCDC:
Job Impact
13,398
SBA Amount
$332,625,000
Projects Financed
$901,842,798

The MCDC Impact
MCDC has been a leader in SBA lending in the great state of Michigan since 1982. Since 2014, we have financed almost $900 million projects, we have partnered with many different companies and are available in every county in Michigan. Check out our impact map to see where we have helped business owners with their stories.

Our Lenders
Michigan Certified Development Corporation (MCDC) is the leading provider of SBA 504 loans in the state of Michigan. With projects in over 90% of Michigan counties and offices throughout the state of Michigan it is easy to see why more bankers and business owners choose the MCDC to assist them in expanding their business.