Coty Gould

Coty Gould is a Loan Officer for the MCDC who markets the SBA 504 Loan Program for Central Michigan. His responsibilities include marketing the SBA 504 Loan Program by working with lenders, small business owners and other referral sources to secure SBA 504 financing. He works work with the MCDC underwriters to review the eligibility … Continued

Victoria Klementowski

Victoria is an underwriter for the MCDC who joined the staff in February 2022. Her responsibilities include financial analysis of loan applicants, eligibility determination, loan packaging and working with SBA to get loans approved. Victoria comes to the MCDC from Independent Bank where she served over three years, most recently as a Credit Analyst. She … Continued

February 2022 Newsletter

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One of the favorite things we’ve been doing in our newsletters is highlighting one of our staff members. We always take pride in the great work that they do and we like to take a moment each month to share a little bit about them. This month, we’d like to recognize Jenifer Parr

Michigan Small Business Loan Qualification: Credit, Cash Flow, History

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When you’re applying for any kind of small business loan, just like any other major loan type, there will be a few major factors that influence whether or not you and your business qualify. Knowing these in advance is vital, as it helps you prepare the certain areas so you’re likely to be approved for … Continued

Steps to a Small Business Loan: Collateral, Comparisons, Application

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In part one of this two-part blog series, we went over some basics on the steps involved in obtaining a small business loan. Whether you’re going for an SBA loan or some other type of small business loan, following the right basic plan will ensure you cover all the important details and receive the financing you … Continued

January 2022 Newsletter

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Our experienced SBA lenders are committed to finding the right loan program for your client’s needs. We’ll help make the process easy from start to finish; you can count on us.

Steps to a Small Business Loan: Loan Type, Qualification, Numbers

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For many small businesses, financing via a loan is the primary method used for starting or growing a new company. Like many other loan applications, this is a process that has a few essential steps to it, knowing these will help you navigate it properly. At Michigan Certified Development Corporation, we’re here to assist our … Continued

November 2021 Newsletter

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Since Chris Polhamus started at MCDC in the summer of 2017, her experience and knowledge have been extremely valuable to MCDC’s 7(a) Lending Department.

Comparing Michigan Business Loans and Lines of Credit

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Small business owners have multiple methods to consider when funding their growing business needs, two of the most well-known methods are small business loans and lines of credit. Both these benefit borrowers in different ways, but some may have an interest in both — is this a possible scenario?  At Michigan Certified Development Corporation, we’re … Continued